:root{--orange:#ff6600;--ink:#111;--muted:#666;--line:#e7e7e7;--soft:#f6f6f6;--green:#176743;--pale:#fff3eb;font-family:Arial,'Noto Sans KR','Apple SD Gothic Neo','Malgun Gothic',sans-serif;color:var(--ink);font-size:16px;line-height:1.55;font-synthesis:none}
*{box-sizing:border-box}body{margin:0;background:#fff}button,input,select,textarea{font:inherit}button,a,input,select,summary{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-decoration:none}button:disabled{cursor:not-allowed;opacity:.5}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #1869b8;outline-offset:4px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.28;word-break:keep-all;letter-spacing:-.035em}h1{font-size:clamp(2rem,3.6vw,3.4rem);margin-bottom:18px;font-weight:800}h2{font-size:1.5rem}h3{font-size:1.1rem}p{word-break:keep-all}small,.small{font-size:1rem}img{max-width:100%;object-fit:contain}button{border:0}svg{flex-shrink:0}[hidden]{display:none!important}
.prototype{background:#111;color:#fff;text-align:center;padding:9px 16px;font-size:1rem}.prototype span{font-size:1rem;letter-spacing:.11em;border:1px solid #777;padding:2px 6px;border-radius:3px;margin-right:10px}.header{border-bottom:1px solid var(--line);background:#fff}.header-inner{max-width:1220px;margin:auto;padding:23px 28px;display:flex;align-items:center;gap:35px}.brand{display:flex;align-items:center;gap:17px;flex-shrink:0}.brand img{width:139px;height:49px}.brand>span{font-size:1rem;border-left:1px solid #ddd;padding-left:17px;font-weight:700}.header nav{display:flex;gap:30px;margin-left:auto}.header nav a{font-size:1rem;color:#666;padding:12px 0;position:relative;font-weight:600}.header nav a.active{color:#111}.header nav a.active:after{content:'';position:absolute;height:3px;background:var(--orange);bottom:3px;left:0;right:0}.admin-link{font-size:1rem;border:1px solid #dedede;border-radius:7px;padding:9px 13px}.admin-link span{margin-left:8px}
main{max-width:1170px;margin:0 auto;padding:48px 28px 65px;min-height:65vh}.eyebrow{font-size:1rem;font-weight:800;letter-spacing:.13em;display:flex;align-items:center;gap:10px;margin:0 0 19px}.eyebrow:before{content:'';width:20px;height:2px;background:var(--orange)}.muted{color:var(--muted)}.intro{font-size:1rem;color:#666;line-height:1.8}.apply-layout{display:grid;grid-template-columns:minmax(0,.86fr) minmax(0,1.14fr);gap:64px;align-items:start}.left-intro{padding-top:8px}.benefit-card{margin-top:29px;background:var(--orange);border-radius:16px;padding:27px 29px 24px;position:relative}.card-top{display:flex;justify-content:space-between;align-items:center;font-size:1rem;font-weight:700}.card-top span:last-child{border:1px solid #a84500;border-radius:30px;padding:4px 11px;font-size:1rem}.benefit-big{font-size:6.5rem;line-height:1.13;letter-spacing:-.075em;font-weight:900;margin:18px 0 1px}.benefit-big small{font-size:2.9rem;letter-spacing:-.05em;margin-left:4px}.benefit-card h2{font-size:1.4rem;margin:0 0 27px}.benefit-rule{border-top:1px solid #bc4c00;padding-top:17px;display:flex;justify-content:space-between;gap:14px;font-size:1rem}.benefit-rule strong{white-space:nowrap}.left-note{display:flex;align-items:center;gap:12px;padding:23px 2px;color:#555;font-size:1rem}.round-icon{border:1px solid #ddd;border-radius:50%;width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}.text-link{display:inline-flex;align-items:center;gap:10px;font-size:1rem;font-weight:700;border-bottom:1px solid #111;padding-bottom:3px}.form-card{border:1px solid var(--line);border-radius:16px;padding:29px 32px;background:#fff}.form-head{display:flex;justify-content:space-between;align-items:start;gap:10px}.form-head h2{font-size:1.45rem;margin-bottom:7px}.form-head p{font-size:1rem;color:#777;margin-bottom:22px}.step-mark{font-size:1rem;color:#777;font-variant-numeric:tabular-nums}.step-mark b{color:#111}.segmented{display:grid;grid-template-columns:1fr 1fr;background:#f3f3f3;border-radius:9px;padding:4px;margin-bottom:22px;gap:4px}.segmented label{margin:0;cursor:pointer;position:relative}.segmented input{position:absolute;opacity:0;width:1px;height:1px}.segmented span{display:block;text-align:center;border-radius:6px;padding:10px;font-size:1rem;color:#666}.segmented input:checked+span{background:#fff;color:#111;box-shadow:0 1px 5px #00000010;font-weight:700}.segmented input:focus-visible+span{outline:3px solid #1869b8}.field-row{display:grid;grid-template-columns:1fr 1fr;gap:17px}.field{margin-bottom:19px;min-width:0}.field>label,.label-line>label{display:block;font-size:1rem;font-weight:700;margin-bottom:8px}.required{color:#b54800}.field input,.toolbar input,.toolbar select{width:100%;border:1px solid #dcdcdc;border-radius:7px;background:white;padding:12px 13px;min-height:48px;min-width:0}.field input::placeholder{color:#9a9a9a}.field input:focus{border-color:#111}.label-line{display:flex;align-items:start;justify-content:space-between;gap:10px}.check-label{display:flex;gap:7px;align-items:center;font-size:1rem;font-weight:400;cursor:pointer}.check-label input{width:17px;height:17px;min-height:0;accent-color:#111;margin:2px 0}.help{font-size:1rem;color:#777;margin:7px 0 0}.amount-box{position:relative}.amount-box input{font-size:1.5rem;font-weight:700;padding-right:44px;font-variant-numeric:tabular-nums}.amount-box>span{position:absolute;right:15px;top:15px;font-size:1rem}.amount-options{display:grid;grid-template-columns:repeat(4,1fr);gap:7px;margin-top:10px}.amount-options button{border:1px solid #dedede;border-radius:6px;background:#fff;padding:8px 2px;font-size:1rem}.amount-options button.selected{border-color:var(--orange);background:#fff4ed;color:#9a3b00;font-weight:700}.sum-box{background:var(--pale);padding:17px 19px;border-radius:8px;margin:5px 0 19px}.sum-line{display:flex;justify-content:space-between;gap:10px;align-items:center;font-size:1rem}.sum-line .rate{background:white;border:1px solid #ffd5b9;border-radius:4px;font-size:1rem;padding:1px 5px;margin-left:4px}.sum-total{display:flex;align-items:baseline;justify-content:space-between;gap:10px;border-top:1px solid #efdccf;padding-top:12px;margin-top:12px}.sum-total>span{font-weight:700;font-size:1rem}.sum-total strong{font-size:1.7rem;letter-spacing:-.04em;font-variant-numeric:tabular-nums}.sum-total small{font-size:1rem;margin-left:3px}.consent{display:flex;gap:9px;font-size:1rem;align-items:flex-start;margin:0 0 18px}.consent input{width:18px;height:18px;accent-color:#111;flex-shrink:0;margin:3px 0 0}.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;background:#111;color:white;border-radius:8px;padding:13px 20px;min-height:49px;font-weight:700;font-size:1rem}.button.orange{background:var(--orange);color:#111}.button.secondary{background:white;color:#111;border:1px solid #d9d9d9}.button.ghost{background:var(--soft);color:#333}.button.full{width:100%}.error{color:#b3261e;font-size:1rem;margin:9px 0}.form-foot{text-align:center;font-size:1rem;color:#777;margin:11px 0 0}.demo-fill{border:0;background:none;text-decoration:underline;text-underline-offset:3px;color:#666;font-size:1rem;padding:0 0 13px}.page-title{display:flex;justify-content:space-between;gap:20px;align-items:end;margin-bottom:30px}.page-title h1{font-size:2.3rem;margin-bottom:11px}.page-title p{margin:0;color:#666}.tag{display:inline-block;font-size:1rem;border:1px solid #ddd;border-radius:5px;padding:3px 8px;color:#666}.guide-grid{display:grid;grid-template-columns:1.25fr 1fr;gap:24px}.panel{border:1px solid var(--line);border-radius:14px;padding:29px}.panel h2{margin-bottom:24px}.step-list{list-style:none;padding:0;margin:0}.step-list li{display:flex;gap:17px;padding:18px 0;border-bottom:1px solid #eee}.step-list li:first-child{padding-top:0}.step-list li:last-child{border:0;padding-bottom:0}.step-number{display:flex;justify-content:center;align-items:center;width:31px;height:31px;border-radius:50%;background:#f3f3f3;font-size:1rem;font-weight:700;flex-shrink:0}.step-list h3{margin:3px 0 6px}.step-list p{font-size:1rem;color:#666;margin:0}.guide-accent{background:#111;color:white;border:0}.guide-accent .muted{color:#bbb}.guide-accent h2{font-size:2rem;line-height:1.5}.guide-accent strong{color:var(--orange)}.guide-accent p{font-size:1rem}.notice{background:#f5f5f5;border-radius:8px;padding:14px 17px;font-size:1rem;color:#555;margin:20px 0}.guide-accent .notice{background:#292929;color:#ccc}.faq{margin-top:25px}.faq details{border-bottom:1px solid #e5e5e5}.faq summary{padding:19px 3px;font-weight:700;cursor:pointer;font-size:1rem}.faq details p{color:#666;font-size:1rem;margin:0 3px 20px}.empty{padding:70px 25px;text-align:center;border:1px solid #e6e6e6;border-radius:12px}.empty h2{margin:17px 0 12px}.empty .round-icon{width:48px;height:48px;margin:auto}.empty p{color:#777}.empty .button{margin-top:7px}.status-badge{display:inline-flex;padding:5px 10px;border-radius:5px;font-size:1rem;font-weight:700;white-space:nowrap;background:#f0f0f0;color:#555}.status-badge.wait{background:#fff1e7;color:#9a3e00}.status-badge.ready{background:#eaf0ff;color:#355fa3}.status-badge.done{background:#e7f4ec;color:#236b45}.status-badge.issue{background:#fff0f0;color:#ad3838}.request-card{display:flex;align-items:center;justify-content:space-between;gap:20px;border:1px solid #e4e4e4;border-radius:12px;padding:23px;margin-bottom:15px}.request-card h3{margin:10px 0 5px}.request-card p{margin:0;color:#777;font-size:1rem}.request-card .money{font-size:1.4rem;font-weight:800}.request-actions{display:flex;gap:10px;align-items:center;flex-wrap:wrap}.admin-head{display:flex;align-items:center;gap:10px}.stats{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:23px 0 28px}.stat{border:1px solid #e5e5e5;border-radius:10px;padding:20px 22px}.stat:first-child{background:#111;color:#fff;border-color:#111}.stat>span{font-size:1rem;color:#777}.stat:first-child>span{color:#ccc}.stat strong{display:block;font-size:2rem;letter-spacing:-.04em;margin-top:9px}.stat strong small{font-size:1rem;font-weight:400;margin-left:5px}.stat:first-child strong{color:#ff883a}.toolbar{display:flex;gap:12px;margin-bottom:20px}.toolbar input{max-width:360px}.toolbar select{max-width:155px}.table-shell{border:1px solid #e4e4e4;border-radius:10px;overflow:hidden}table{width:100%;border-collapse:collapse;font-size:1rem;table-layout:fixed}th{background:#f7f7f7;text-align:left;padding:14px 18px;color:#777;font-size:1rem;font-weight:600}td{padding:18px;border-top:1px solid #eee;word-break:break-word}td strong{display:block;margin-bottom:3px}td small{color:#777}th:nth-child(1){width:25%}th:nth-child(2){width:20%}th:nth-child(3){width:18%}th:nth-child(4){width:22%}th:nth-child(5){width:15%}.detail-btn{background:white;border:1px solid #ddd;padding:8px 14px;border-radius:6px;font-size:1rem;white-space:nowrap;min-height:40px}.admin-bottom{margin-top:15px;display:flex;justify-content:space-between;color:#777;font-size:1rem;gap:10px}.success-wrap{max-width:660px;margin:auto}.success-head{text-align:center;margin:15px 0 30px}.success-icon{width:58px;height:58px;background:var(--orange);border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.8rem;margin:0 auto 18px}.success-head h1{font-size:2rem}.summary-list{margin:0}.summary-list>div{display:flex;justify-content:space-between;gap:16px;padding:13px 0;border-bottom:1px solid #eee}.summary-list>div:last-child{border:0}.summary-list dt{color:#777;font-size:1rem}.summary-list dd{margin:0;text-align:right;font-weight:700;overflow-wrap:anywhere}.summary-list .total{font-size:1.4rem}.success-actions{display:flex;gap:10px;margin-top:20px;flex-wrap:wrap}.success-actions .button{flex:1}.payment-note{border-left:3px solid var(--orange);padding:5px 0 5px 16px;margin:25px 0}.payment-note h3{margin:0 0 7px}.payment-note p{margin:0;font-size:1rem;color:#666}.review-number{font-size:1.75rem;font-weight:800;margin:5px 0 23px}.modal-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px;gap:12px}.modal-top h2{margin:0;font-size:1.4rem}.close{background:#f5f5f5;border-radius:50%;font-size:1.3rem;min-width:36px;height:36px}.modal-actions{display:flex;gap:10px;margin-top:22px}.modal-actions .button{flex:1}dialog{border:0;border-radius:16px;width:calc(100% - 32px);max-width:510px;padding:29px;max-height:90vh;overflow-y:auto;box-shadow:0 20px 90px #0003}dialog::backdrop{background:#0008}#toast{position:fixed;bottom:28px;left:50%;transform:translateX(-50%);max-width:calc(100% - 32px);padding:13px 20px;background:#111;color:white;border-radius:8px;font-size:1rem;z-index:100;pointer-events:none;opacity:0;transition:opacity .15s}#toast.show{opacity:1}footer{max-width:1114px;margin:auto;border-top:1px solid #e7e7e7;padding:27px 0 30px;display:flex;justify-content:space-between;align-items:center;gap:20px;font-size:1rem;color:#888}footer>div{display:flex;gap:16px;align-items:center}footer strong{color:#111;font-size:1rem}footer p{margin:0;max-width:400px}.spacer{height:8px}.screen-reader{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0)}
@media(max-width:1000px){.header-inner{gap:20px}.header nav{gap:20px}.apply-layout{gap:32px}.form-card{padding:25px}.benefit-big{font-size:5.5rem}footer{margin:0 28px}.brand>span{display:none}main{padding-top:34px}td,th{padding:14px 12px}}
@media(max-width:760px){.prototype{font-size:1rem;padding:8px 12px}.prototype span{display:none}.header-inner{padding:15px 20px 0;flex-wrap:wrap;gap:10px}.brand img{width:115px;height:40px}.header nav{width:100%;order:3;justify-content:space-around;gap:0;margin-top:3px}.header nav a{padding:13px 10px;font-size:1rem}.admin-link{margin-left:auto;font-size:1rem;padding:8px 11px}.apply-layout{grid-template-columns:1fr;gap:24px}.left-intro{padding:0}.eyebrow{font-size:1rem;margin-bottom:12px}main{padding:28px 20px 40px}.left-intro h1{font-size:2rem;line-height:1.3;margin-bottom:10px}.left-intro h1 br{display:none}.intro{font-size:1rem;margin-bottom:17px;line-height:1.7}.benefit-card{margin-top:18px;padding:17px 20px;border-radius:12px;display:grid;grid-template-columns:1fr auto;align-items:center;column-gap:16px}.card-top{font-size:1rem;grid-column:1}.card-top span:last-child{display:none}.benefit-big{font-size:3.2rem;grid-column:2;grid-row:1/3;margin:0;line-height:1.2}.benefit-big small{font-size:1.7rem}.benefit-card h2{font-size:1.05rem;margin:6px 0 0;grid-column:1}.benefit-rule{grid-column:1/3;margin-top:15px;padding-top:12px;font-size:1rem}.left-note{padding:12px 0 0;font-size:1rem}.left-note .round-icon{display:none}.left-intro>.text-link{display:none}.form-card{padding:23px 20px;border-radius:12px}.form-head h2{font-size:1.3rem}.form-head p{font-size:1rem}.field-row{grid-template-columns:1fr;gap:0}.field{margin-bottom:17px}.label-line .check-label{font-size:1rem}.sum-total strong{font-size:1.6rem}.page-title{align-items:start;flex-wrap:wrap;margin-bottom:24px}.page-title h1{font-size:1.85rem}.page-title p{font-size:1rem}.guide-grid{grid-template-columns:1fr}.panel{padding:23px}.guide-accent h2{font-size:1.65rem}.stats{grid-template-columns:1fr 1fr;gap:10px;margin:20px 0}.stat{padding:15px}.stat strong{font-size:1.6rem}.stat>span{font-size:1rem}.toolbar{flex-direction:column}.toolbar input,.toolbar select{max-width:100%}.table-shell{border:0;overflow:visible}table,tbody,tr,td{display:block;width:100%}thead{display:none}tbody{display:grid;gap:12px}tr{border:1px solid #e5e5e5;border-radius:10px;padding:18px;display:grid;grid-template-columns:1fr 1fr;gap:12px}td{border:0;padding:0;min-width:0}td:first-child{grid-column:1/3;font-size:1rem}td:nth-child(2){grid-column:1;grid-row:2}td:nth-child(3){grid-column:2;grid-row:2;text-align:right}td:nth-child(3):before{content:'결제액';display:block;font-size:1rem;color:#888}td:nth-child(4){align-self:center}td:nth-child(5){text-align:right}.admin-bottom{flex-direction:column}.request-card{align-items:start;flex-direction:column;padding:20px}.request-actions{width:100%;justify-content:space-between}.success-head h1{font-size:1.7rem}.success-actions{flex-direction:column}.summary-list dt,.summary-list dd{font-size:1rem}.summary-list .total{font-size:1.3rem}footer{margin:0 20px;padding:22px 0;flex-direction:column;align-items:start;gap:10px}footer p{font-size:1rem}dialog{padding:23px}.modal-actions{flex-direction:column}.empty{padding:45px 20px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}

/* Readability: 16px minimum, 18px primary guidance and actions. */
.intro,.form-head p,.page-title p,.step-list p,.guide-accent p,
.notice,.faq summary,.faq details p,.payment-note p,.button{font-size:1.125rem}
.intro,.form-head p,.page-title p,.step-list p,.guide-accent p,
.notice,.faq summary,.faq details p,.payment-note p{line-height:1.75}
.form-head>div,.label-line>label,.sum-total>span,.benefit-rule>span{min-width:0}
.step-mark{flex-shrink:0;white-space:nowrap}
.label-line{flex-wrap:wrap;row-gap:0}
.label-line .check-label{margin-bottom:8px}
.sum-total{flex-wrap:wrap}
.sum-total strong{margin-left:auto}
.sum-line{flex-wrap:wrap;row-gap:8px}
.benefit-rule{flex-wrap:wrap;row-gap:6px}
.benefit-rule strong{margin-left:auto}
.status-badge{white-space:normal;overflow-wrap:anywhere}
.admin-bottom>span,footer p,.help{overflow-wrap:anywhere}
.card-top{flex-wrap:wrap;gap:8px}
.prototype span{display:inline-block;margin-bottom:3px}
.admin-link{white-space:nowrap}
@media(max-width:760px){
 .prototype span{display:none}
 .form-head{gap:12px}
 .form-head p{margin-bottom:20px}
 .benefit-card{grid-template-columns:minmax(0,1fr) auto;column-gap:12px}
 .benefit-big{font-size:3rem}
 .benefit-card h2{line-height:1.5}
 .amount-options{grid-template-columns:repeat(2,minmax(0,1fr))}
 .amount-options button{min-height:44px;padding:9px 4px}
 .header nav a{padding:14px 6px}
 .summary-list>div{flex-wrap:wrap;row-gap:5px}
 .summary-list dd{margin-left:auto}
 .request-actions{align-items:flex-start}
 .detail-btn{min-height:44px;white-space:normal}
 footer>div{flex-wrap:wrap;gap:6px 16px}
}

/* Main title and the original message as a smaller serif subtitle. */
.left-intro h1{font-size:clamp(1.75rem,3.1vw,2.5rem);line-height:1.4;margin-bottom:10px}
.brand-subtitle{font-family:"Noto Serif KR","Nanum Myeongjo","Batang","AppleMyungjo",serif;font-size:1.125rem;font-weight:400;line-height:1.8;letter-spacing:0;word-break:keep-all;color:#333;margin:0 0 22px}

/* Application form typography: increase labels and entered values by 2px. */
#apply-form .segmented span,
#apply-form .field>label,
#apply-form .label-line>label,
#apply-form .field input,
#apply-form .check-label,
#apply-form .help,
#apply-form .amount-box>span,
#apply-form .amount-options button,
#apply-form .sum-line,
#apply-form .sum-line .rate,
#apply-form .sum-total>span,
#apply-form .sum-total small,
#apply-form .consent,
#apply-form .error,
#apply-form .demo-fill,
#apply-form .form-foot{font-size:1.125rem}
#apply-form .amount-box input{font-size:1.625rem}


/* Brand contrast rule and unified form typography. */
.guide-accent strong,
.stat:first-child strong{color:#fff}
#app label,
#app input,
#app select,
#app textarea,
#app .segmented span,
#app .amount-options button{font-size:1.25rem}
#app .amount-box input{font-size:1.25rem}

/* Customer type selector: use the same visual language as amount options. */
#apply-form .segmented{background:transparent;padding:0;gap:7px;border-radius:0}
#apply-form .segmented span{display:flex;align-items:center;justify-content:center;min-height:48px;padding:9px 8px;border:1px solid #dedede;border-radius:6px;background:#fff;color:#666;box-shadow:none}
#apply-form .segmented input:checked+span{border-color:var(--orange);background:#fff4ed;color:#9a3b00;box-shadow:none;font-weight:700}

/* The payment amount is intentionally larger than other 20px form values. */
#app #apply-form .amount-box input{font-size:1.625rem}

/* Ledger choices: readable touch targets without horizontal scrolling. */
.choice-field{border:0;padding:0;margin:0 0 19px;min-width:0}
#apply-form .choice-field legend{font-size:20px;font-weight:700;margin-bottom:8px;padding:0;max-width:100%}
#apply-form .choice-field .segmented{margin-bottom:0;grid-template-columns:repeat(2,minmax(0,1fr))}
#apply-form .segmented label{min-width:0}
#apply-form .segmented span{overflow-wrap:anywhere}
#apply-form .field>label,#apply-form .consent{font-size:20px}
#apply-form .payment-help{margin:-10px 0 20px}

/* A personal welcome and clear instructions before applying. */
.owner-note{margin:0 0 24px;max-width:100%;overflow-wrap:anywhere}
.owner-note h2{font-size:1.25rem;line-height:1.6;margin-bottom:12px}
.owner-note p{font-size:1.125rem;line-height:1.8;color:#555;margin-bottom:12px}
.quick-start{background:var(--pale);border:1px solid #ffd5b9;border-radius:12px;padding:20px;margin:0 0 22px}
.quick-start h2{font-size:1.25rem;margin-bottom:16px}
.quick-start ol{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.quick-start li{display:flex;align-items:center;gap:10px;font-size:1.125rem;font-weight:700}
.quick-start li b{background:var(--orange);color:var(--ink);border-radius:50%;width:28px;height:28px;display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}
.quick-start p{font-size:1rem;line-height:1.8;margin:16px 0}
.quick-start .text-link{font-size:1.125rem;flex-wrap:wrap}
.split-tip{border:1px solid #ffd5b9;border-radius:12px;padding:20px;margin:24px 0;background:#fffaf6;overflow-wrap:anywhere}
.split-tip>strong{font-size:1.25rem;line-height:1.5;display:block;margin-bottom:12px}
.split-tip p{font-size:1.125rem;line-height:1.8;margin-bottom:12px}
.split-tip p:last-child{margin-bottom:0}
.split-tip .tip-example{border-left:3px solid var(--orange);padding-left:14px;color:var(--ink)}
.kiosk-guide{background:#fffaf6}
.kiosk-guide .help{margin-top:20px}
#apply-form input[name=payment][value=split]+span{font-weight:700}
#apply-form .choice-field label:last-child:nth-child(odd){grid-column:1/-1}
.faq summary{overflow-wrap:anywhere}
.faq .faq-highlight{color:var(--orange);font-weight:700}

/* Keep the application short; detailed help lives on the guide page. */
.compact-intro{margin:0 0 20px}
.benefit-compact{border-left:3px solid var(--orange);padding-left:15px;margin-bottom:22px}
.benefit-compact p{display:flex;flex-wrap:wrap;gap:4px 12px;font-size:18px;margin:0 0 6px}
.benefit-compact span{color:#9a3b00;font-weight:700}
.left-intro>.first-help{display:inline-flex;flex-wrap:wrap}
.paper-fallback{font-size:16px;color:#666;text-align:center;line-height:1.7;margin:20px 0 0}
#split-help .split-tip{margin:0 0 20px}
.page-title+.owner-note{max-width:760px;margin-bottom:28px}
footer{flex-wrap:wrap}
footer .footer-contact{display:flex;flex-direction:column;align-items:flex-start;gap:6px;max-width:100%}
.footer-contact p{color:#666;overflow-wrap:anywhere}
.contact-phone{display:inline-flex;align-items:center;min-height:44px;color:#111;font-weight:700;text-decoration:underline;text-underline-offset:4px;overflow-wrap:anywhere}
.contact-actions{display:flex;flex-wrap:wrap;gap:8px 20px;align-items:center;max-width:100%}
.contact-kakao{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:8px 14px;border-radius:8px;background:#fee500;color:#111;font-weight:700;overflow-wrap:anywhere}
@media(max-width:760px){.apply-layout{gap:20px}.brand-subtitle{margin-bottom:14px}.compact-intro{margin-bottom:14px}.benefit-compact{margin-bottom:14px}}

/* Receipt: make the customer's separate payment step unmistakable. */
.receipt-wrap{max-width:760px;margin:0 auto;min-width:0;overflow-wrap:anywhere}
.receipt-heading{margin-bottom:24px}
.receipt-kicker{display:block;font-size:1rem;font-weight:700;margin:0 0 10px;line-height:1.6}
.receipt-heading h1{font-size:clamp(1.75rem,4vw,2.5rem);line-height:1.4;letter-spacing:-.045em;margin:0 0 16px;word-break:keep-all}
.receipt-heading h1 span{background:linear-gradient(transparent 62%,#ffe0c9 62%)}
.receipt-heading p:last-child{font-size:1.125rem;line-height:1.8;color:#444;margin:0}
.receipt-progress{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;list-style:none;padding:0;margin:0 0 24px}
.receipt-progress li{min-width:0;display:flex;flex-direction:column;align-items:flex-start;gap:4px;background:#f4f4f4;border:1px solid #e5e5e5;border-radius:10px;padding:14px;color:#555}
.receipt-progress strong,.receipt-progress small{font-size:1rem;line-height:1.5;word-break:keep-all}
.receipt-progress .step-payment{background:#fff2e8;border:2px solid var(--orange);color:#111;padding:13px}
.progress-number{display:inline-flex;align-items:center;justify-content:center;width:26px;height:26px;border-radius:50%;font-size:1rem;background:#e5e5e5;color:#333;font-weight:700;margin-bottom:4px}
.step-payment .progress-number{background:var(--orange);color:#111}
.step-received .progress-number{background:#333;color:#fff}
.payment-required{padding:24px 28px;background:var(--orange);color:#111;border-radius:14px}
.payment-required h2{font-size:1.5rem;line-height:1.5;margin:0 0 24px;word-break:keep-all}
.payment-amount{background:#fff;border-radius:10px;padding:18px 22px;display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}
.payment-amount>span{font-size:1.125rem;font-weight:700}
.payment-amount strong{font-size:2.5rem;line-height:1.3;letter-spacing:-.045em;max-width:100%;font-variant-numeric:tabular-nums}
.payment-amount small{font-size:1.25rem;margin-left:5px}
.payment-amount-note{font-size:1rem;line-height:1.6;margin:12px 0 0}
.already-paid{padding:18px 0 24px;border-bottom:1px solid #e5e5e5;margin-bottom:28px}
.already-paid strong{font-size:1.125rem;line-height:1.7}
.already-paid p{font-size:1rem;color:#555;margin:4px 0 0;line-height:1.7}
.pay-guide{min-width:0}
.pay-guide-heading h2,.pay-guide>h2,.after-payment h2{font-size:1.5rem;line-height:1.5;margin:0 0 8px;word-break:keep-all}
.pay-guide-heading>p:last-child,.pay-guide>p,.after-payment p{font-size:1.125rem;line-height:1.8;margin:0 0 16px}
.pay-instructions{list-style:none;padding:0;margin:22px 0;display:grid;gap:12px}
.pay-instructions li{display:grid;grid-template-columns:34px minmax(0,1fr);gap:14px;border:1px solid #e2e2e2;border-radius:12px;padding:20px}
.pay-number{width:34px;height:34px;border-radius:9px;background:#fff0e4;display:flex;align-items:center;justify-content:center;font-size:1.125rem;font-weight:800}
.pay-instructions h3{font-size:1.25rem;line-height:1.5;margin:2px 0 7px;word-break:keep-all}
.pay-instructions p{font-size:1.125rem;line-height:1.8;color:#555;margin:0}
.pay-instructions strong{color:#111}
.pay-instructions li:last-child{border-color:#f60;background:#fffaf6}
.pay-trouble{background:#f6f6f6;border-radius:10px;padding:20px}
.pay-trouble>strong{font-size:1.125rem;line-height:1.7}
.pay-trouble p{font-size:1rem;line-height:1.8;margin:8px 0}
.pay-install{margin-top:16px;border-bottom:1px solid #ddd;padding-bottom:16px}
.pay-install summary,.receipt-details>summary{font-size:1.125rem;line-height:1.6;font-weight:700;cursor:pointer;padding:12px 0;min-height:44px}
.pay-install p{font-size:1rem;line-height:1.7;margin:8px 0 16px}
.pay-install .button{font-size:1rem;white-space:normal}
.after-payment{margin-top:28px;background:#f6f6f6;border-radius:12px;padding:24px}
.after-payment p:last-child{margin-bottom:0}
.receipt-details{margin-top:22px;border-top:1px solid #ddd;border-bottom:1px solid #ddd;padding:8px 0}
.receipt-details .receipt-id{font-size:1rem;line-height:1.7;color:#666;overflow-wrap:anywhere}
.receipt-details .summary-list{padding-bottom:16px}
.receipt-help{margin-top:24px}
.receipt-help p{font-size:1.125rem;line-height:1.7;margin-bottom:8px}
.alternate-payment .pay-guide{padding:16px 0}
@media(max-width:480px){
 .receipt-progress li{padding:10px 8px}.receipt-progress .step-payment{padding:9px 7px}
 .receipt-progress small{font-size:1rem}.receipt-progress strong{font-size:1rem}
 .payment-required{padding:20px}.payment-required h2{font-size:1.25rem;margin-bottom:18px}
 .payment-amount{padding:16px;display:block}.payment-amount>span{display:block;margin-bottom:6px}
 .payment-amount strong{font-size:2.25rem}
 .pay-instructions li{grid-template-columns:28px minmax(0,1fr);gap:10px;padding:16px}
 .pay-number{width:28px;height:28px}.pay-instructions h3{font-size:1.125rem}
 .pay-instructions p{font-size:1rem;line-height:1.8}
 .after-payment{padding:20px}.pay-guide-heading h2,.pay-guide>h2,.after-payment h2{font-size:1.25rem}
}